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Variable Rate Accounts
Account Type
Interest Rate
Annual Percentage Yield
Minimum Deposit
Money Market
0.10%
0.10%
$1,000
Money Market Public Fund/Commercial
0.07%
0.07%
$1,000
Now Account & Public Funds
0.05%
0.05%
$500
Super NOW & Public Funds
0.07%
0.07%
$1,000
IRA
0.20%
0.20%
$1
Statement Savings
0.07%
0.07%
$50
Minor Statement Savings
0.07%
0.07%
$10
Health Savings Account
0.10%
0.10%
$1
  • Rate Effective as of 11/26/2014

  • Rates are subject to change at any time without notice.

  • The interest rate on variable rate accounts may change after the account is opened. This rate may change at any time except on IRA accounts when the rate will change the first of each month.

  • A minimum balance is required to open and receive the stated annual percentage yield for the various types of deposits.

  • Fees may be charged on these accounts and may reduce the earnings on the account.



Fixed Rate Accounts
Account Type
Interest Rate
Annual Percentage Yield
Compounds
3 Month CD & 91 Day Renewal CD
0.12%
0.12%
Quarterly
6 Month CD & 182 Day Renewal CD
0.20%
0.20%
Semi-Annually
12 Month CD & 18 Month Renewal CD
0.20%
0.20%
Semi-Annually
24 Month CD & 30 Month Renewal CD
0.50%
0.50%
Semi-Annually
33 Month (Renewal Only)
0.50%
0.50%
Quarterly
36 Month CD & 42 Month Renewal CD
0.65%
0.65%
Semi-Annually
48 Month CD
0.85%
0.85%
Semi-Annually
Special-9 Month CD & 9 Month CD Renewal
0.25%
0.25%
Quarterly
Special-15 Month CD & 15 Month CD Renewal
0.40%
0.40%
Quarterly
  • Rates Effective as of 11/26/2014

  • Rates are subject to change at any time without notice.

  • A minimum balance of $100.00 is required to open and receive the stated annual percentage yield for the various types of deposits.

  • An early withdrawal penalty may be imposed on withdrawals made prior to maturity on Certificates of Deposit and IRA Accounts. The penalty will be the loss of one month's interest on accounts written for one year or less and the loss of three month's interest on accounts written for a term of over one year.


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