Enjoy worldwide acceptance and an attractive Annual Percentage Rate with flexible reward options or no annual fee.
- No annual fee
- Individual and summary billing options
- Redeem points for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Earn points that you can redeem for cash-back awards, retail gift cards, travel, and a wide variety of merchandise including cameras, mp3 players, home theater systems, sporting equipment, jewelry, video game equipment, gift cards and more.
- Individual billing option only
- Low annual fee of $39 per account
- 24-hour toll-free live customer assistance available at 1-800-367-7576
- Online account information available at www.cardaccount.net.
- Rental car collision damage waiver protection and travel insurance
- Competitive ongoing Annual Percentage Rate (see application for details)
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
- Other fees that may be charged, if applicable are: an overlimit fee, late fee, NSF fee, agent assisted pay-by-phone fee, cash advance fee, and balance transfer fee. These are listed on the downloadable application.
Applications can be returned to any bank location or faxed to our card processor at 972-650-7054. Applications also available at each location.