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NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

At The First National Bank of Fairbury we recognize that privacy and security of personal financial information is a concern to our customers. We have taken care in establishing and implementing policies and procedures to protect this information.

We, our, and us mean The First National Bank of Fairbury.

This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers:

All of our consumer customers who have a continuing relationship with us, such as:

  • Deposit accounts
  • Loan accounts
  • Credit cards
  • Safe deposit boxes
  • All IRA accounts for which we act as custodian or trustee

We will tell you the sources of nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

We first define some terms:

  • Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
     
  • An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
     
  • A nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with us
  • Information about your transactions with our affiliates
  • Information about your transactions with nonaffiliated third parties
  • Information from a consumer reporting agency

INFORMATION WE DISCLOSE ABOUT YOU

We do NOT disclose any nonpublic personal information about you to anyone, except as required by law.

THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS

We do not disclose nonpublic personal information about former customers, except as required by law.

THE FIRST NATIONAL BANK OF FAIRBURY
P.O. BOX 418
FAIRBURY, NE 68352
402-729-3344

NOTICE: First National Bank of Fairbury is not responsible for and has no control over the subject matter, content, information,
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